ATTENTION REAL ESTATE INVESTORS
Fast Approval for Your Rentals—Soft Credit Check, Quick Funding for Investment Success!
Tailored Financing Solutions for Real Estate Investors – DSCR & Conventional Loans Backed by Proven Results
- FAST CLOSING (2-3 days)
- 200+ 5 STAR REVIEWS
- 42 LICENSED STATES
Partnered with Bigger Pockets!
Hi, I'm Adam Corrigan!
Loan Officer, NMLS #2337199
I’m Adam Corrigan, a real estate financing specialist focused on helping investors like you secure the right loans for short-term rental properties.
Whether it's DSCR or conventional loans, I work closely with high-income, self-employed individuals to provide personalized financing solutions that align with your investment goals.
Calculate Your Property's Rental Potential!
Super Simple 4 Step Process
Step 1: Pre-Approval
This is the initial step where a lender reviews your financial information, such as income, assets, and credit score, to determine how much you may qualify to borrow. It gives you an estimate of your loan amount and strengthens your position when making an offer on a property.
Step 2: Underwriting
During underwriting, the lender closely examines your financial details, verifies the information provided in the pre-approval, and assesses the risk involved. This step ensures that you meet all the requirements for the mortgage loan.
Step 3: Clear To Close
Once underwriting is complete and all conditions have been met, you receive a "clear to close," meaning the lender has approved your loan for closing. At this point, you're ready to move forward with finalizing the loan.
Step 4: Closing
In the closing stage, all final documents are signed, and funds are exchanged. You’ll pay any closing costs, and once everything is complete, ownership of the property is officially transferred to you.
Ready To Get Started?
REAL ESTATE INVESTOR PRODUCTS
DSCR/Short Term Rental
The Debt Service Coverage Ratio (DSCR) is a measure of the cash flow available to pay current debt obligations.
BRRRR Financing
The BRRRR (Buy, Rehab, Rent, Refinance, Repeat) Method is a real estate investment strategy that involves flipping distressed properties.
HELOC
Use the equity in your home for any reason – from debt consolidation, home improvements, or buying a rental property.
Standard Conventional
Standard conventional loans are one of the best and safest methods to use when buying a home.
Commercial Loans
Our team is committed to being the fast, creative, and reliable consultants that will help you close commercial deals FAST.
Bridge Financing
Bridge financing “bridges” the gap between the time when a company’s money is set to run out and when it expects to receive funds later on.
Testimonials
What others are saying
"Great experience"
"I had a great experience when it came time to refinance my house to lock in a lower interest rate a few months ago. I would definitely recommend One Brokerage to all my friends and family!"
- Yazen Qamoh
"Very impressed"
"They knocked it out of the park! I was very impressed with the level of knowledge, the quality of service and the overall experience."
- Charles Simon
"Very patient with us"
"This is our third home we bought, so we are new investors. The level of service and experience we had with them by far beats out the competition.
- John Castro
"Great experience"
"By far the smoothest home purchase transaction I’ve ever had. Their service was friendly, professional and prompt. I’ve never worked with such an efficient group in previous home purchases. I highly recommend them and will definitely use them again."
- Tiffany Bernado
"Simpler for me"
"Just closed on my first ever house this week. It could not have been simpler for me. Went through the whole process of house hunting, putting in an offer, and going through escrow. I was expecting the process to be far more involved and frustrating, but no."
- Tim Chitty
"Absolutely amazing"
"My experience with the One Brokerage has been absolutely amazing. They have always provided the highest quality of work in the most efficient manner possible. I look forward to continuing to do business with them."
- Diego Martinez
Ready To Give Us A Try?
Get Started for Free Today!
Looking to start investing in short term rental properties? Click the button below to schedule your free consultation today. We'll get you started on the right path to maximize your investment potential & portfolio. Let's do this!
STILL NOT SURE?
Frequently Asked Questions
Here are some questions we get asked all the time!
Do I need to provide income documentation (W2, etc.) for a DSCR loan?
No, DSCR loans focus on the cash flow of the rental property, so your personal income and employment are not part of the qualification process.
Can I use projected rental income to qualify for a DSCR loan?
Yes, you can use projected income from the short-term rental property to qualify, often based on market rates or third-party platforms like AirDNA or Rabbu.
How does BRRRR refinancing work?
After renovating and renting the property, you can refinance based on the increased property value, pulling cash out to fund future investments while keeping the rental income flowing.
Is a BRRRR strategy suitable for beginners?
Yes, but it requires careful planning, including understanding property values, renovation costs, and rental markets. Working with an experienced lender familiar with BRRRR (like myself) is crucial for success.
Can I use a HELOC to invest in additional properties?
Yes, many investors use HELOCs to access funds for down payments or renovations for investment properties without needing to sell their current home.
What are the advantages of using a HELOC?
HELOCs provide flexibility and typically have lower interest rates compared to other financing options. You only pay interest on the amount you borrow.
How is a commercial loan different from a residential loan?
Commercial loans are primarily based on the cash flow of the property rather than the borrower’s income, and they usually have shorter terms and higher interest rates than residential loans.
What are the typical down payment requirements for commercial loans?
Down payment requirements for commercial loans typically range from 20% to 30% of the property’s purchase price.
How long is the term for a bridge loan?
Bridge loans typically have terms of 6 to 12 months, giving you time to secure long-term financing or sell an existing property.
Are there any risks associated with bridge financing?
The main risk is that if you can’t sell your existing property or secure permanent financing, you may face higher interest costs or default.
What are the down payment requirements for a conventional loan on an investment property?
Down payment requirements are usually higher for investment properties, ranging from 15% to 25%, depending on the lender and loan terms.
Can I use rental income to qualify for a conventional loan?
Yes, you can use rental income from the property you’re purchasing to help you qualify, as long as it meets the lender's guidelines.
Contact Us
We would love to hear from you! Use this form to contact us and we'll follow up fast, typically within 24 hours.
Contact Us
See our privacy policy here.
Address
4154 Callaway Dr, Niceville, FL 32578
Phone
313-418-7939
adam@theonebrokerage.com
